Staff Product Mobile Engineer (Business Money)

• As a Staff Product Mobile Engineer, you will play a key role in architecting and building user-facing mobile experiences that evolve Gusto’s personal finance platform
• Operating across native iOS and Android environments, you will leverage modern declarative frameworks (SwiftUI and Jetpack Compose), a shared GraphQL API layer, and AI-native workflows to deliver seamless end-to-end features
• Your work will focus on improving financial tools for everyday employees, helping them reduce financial stress, build healthy money habits, and gain greater control over their paychecks
• You will collaborate with a talented cross-functional team, contributing technical leadership throughout the product development lifecycle—from ideation and architecture to release and long-term scaling
• The Consumer Money team is on a mission to help employees achieve financial peace of mind by bridging employment and personal finances. The team’s product suite gives workers complete control over their money—including on-demand pay, high-yield cash accounts, and automated savings—all anchored to the paycheck relationship Gusto uniquely powers
• Operating as one of the fastest-growing engines within Gusto Money, the team builds at a fast, startup-like pace. Beyond scaling core worker-facing products, the team is actively incubating 0-to-1 foundational technologies to power Gusto’s broader financial platform vision
• Handling people’s livelihoods in a regulated banking space requires combining rapid innovation with deep technical rigor, system reliability, and an uncompromised focus on user experience. This role represents a high-impact opportunity to help shape the future of personal and platform finance at Gusto
• Architect, build, and deploy native mobile features end-to-end across iOS (SwiftUI) and Android (Jetpack Compose) using a shared GraphQL schema
• Help drive the product development process from concept to launch, ensuring high standards of technical rigor, system performance, and mobile security in a regulated banking domain
• Adopt and maximize the latest best practices for using AI technologies (e.g. Claude) to accelerate cross-platform feature translation, raise code quality, and optimize team velocity
• Collaborate on complex and ambiguous mobile architecture problems in close partnership with Engineering, Product Management, Design, and external banking partners
• Work cross-functionally to build and maintain mobile infrastructure, testing automation, and release pipelines to support dual-platform scaling
• Mentor team members, guide mobile architectural standards, and engage in opposite-platform code reviews to ensure idiomatic code quality across both stacks

Benefits

• Gender-affirming care and support
• Family care and support, including family planning and fertility benefits
• A variety of mental health resources
• Medical, dental, and vision insurance for employees and dependents
• Free meals and refreshments at the office (conversation and community is an added bonus!)
• Paid vacation, sick time, bereavement, and holidays, paid leaves, sabbatical, and more

• Willingness and desire to flex across both mobile platforms (iOS and Android), building natively using SwiftUI and Jetpack Compose backed by shared API contracts and AI translation workflows
• An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
• 8+ years of professional mobile software development experience with deep expertise in at least one primary native stack (Swift/iOS or Kotlin/Android)
• A product-first mindset with a willingness and aptitude to flex across both iOS and Android using strong mobile fundamentals and AI translation workflows
• Deep understanding of modern declarative UI paradigms (SwiftUI or Jetpack Compose), reactive state management, and unidirectional data flow
• Comfortable dealing with ambiguity, quick iteration cycles, and helping facilitate informed technical tradeoffs
• Experience leading multi-quarter technical initiatives from scoping and architecture to launch and post-release monitoring
• Maximizes the use of AI tooling while guiding the team in adopting modern AI practices
• Experience working with strongly typed API layers (GraphQL) and managing offline caching, state synchronization, and complex mobile data contracts
• Production experience shipping features across both Swift/SwiftUI and Kotlin/Jetpack Compose
• Experience in the Fintech or banking industry building high-reliability, zero-defect mobile applications
• Familiarity with mobile infrastructure, including CI/CD pipelines, automated testing environments, and build & release systems
• Experience with MVVM or modern unidirectional architecture patterns